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Free refinance calculator

Is refinancing worth it for you?

See your new monthly payment, what it costs to refinance, and how many months until it pays for itself. It takes about 30 seconds.

Your mortgage
$
%
%
yrs
$
Usually 2% to 5% of the loan. Includes lender fees, appraisal, title and any points.
Your result
You could save
$0 /month
Current payment
New payment
Closing costs
Net savings over 5 years
Lifetime interest change
Savings minus closing costs, over 5 yearsBreak-even:

Get your exact numbers

This calculator gives an estimate. A Cornerstone loan officer can check today's rates, confirm your real closing costs, and tell you plainly whether refinancing makes sense. There's no cost and no obligation.

  • Today's rates from our nationwide lender network
  • Your real closing costs, line by line
  • A straight answer, even if it's "wait"